Wrongful Death: Carol J. Long v. Lucas W. Dray & Shelter Insurance

This is a complicated case involving two little known insurance coverage principles - setoffs and stacking on underinsurance coverage. Vernie Long died in a car accident. The defendant was Lucas Dray, a young man ultimately convicted of man slaughter. Dray only had $50,000 in insurance coverage. The Long family then turned to their own insurance carrier, Shelter, for underinsured motorist [...]